Free Resources
In this area, we will upload timely, relevant, and valuable resources that you can download at no charge. At Copa Wealth Strategies, we believe strongly that important information and insights should be shared with the community.
If you'd like any of the following guides, simply contact us and let us know which guide you want, and we'd be happy to send it to you at no cost.
Full List of Available Guides
IRAs & Retirement Plans:
- Inherited Traditional IRA & Inherited Roth IRA Issues
- Inherited Roth IRA Distribution Rules
- Inherited Traditional IRA Distribution Rules
- Twice-Inherited Traditional IRA Distribution Rules
- Common Pension Plans for Small Business Owners
- Common Retirement Plans For Small Business Owners
- SEP & SIMPLE IRA Rules
- Pension Options Decisions
- Roth 401(k) Contribution Decisions
- Roth Conversion Decisions
- Roth IRA vs. Traditional IRA Decisions
- Roth IRA Conversion Tax Rules
- Traditional IRA Distribution Rules
- Roth IRA Distribution Rules
- Inherited Spousal IRA Rules
- Traditional 401(k) Rollover Decisions
- Setting Up A Traditional 401(k) For A Business
- Deductible IRA Contribution Rules
- Roth IRA Contribution Rules
- Backdoor Roth IRA Contribution Rules
- Mega Backdoor Roth Contribution Rules
Non-Retirement Accounts & Assets:
- Non-Qualified Portfolio Tax Issues
- Common Annuity Products
- Annuity Contract Review
- Rental Property Issues
- Rental Property Tax Rules
- Harvesting Capital Losses Issues
- Annuity Suitability Issues
- Health Savings Account (HSA) Distribution Rules
- Health Savings Account (HSA) Deductible Contribution Rules
Investment Review & Market Events:
- High Inflation Issues
- Investments Review
- Recession & Market Correction Issues
Working/Accumulation:
- Business Sale Issues
- Business Owner & 1099 Worker Issues
- Employer Benefits Review
- Starting A Business
- Starting A New Job
- Promotion & Salary Raise Review
- Job Loss Issues
Retirement/Decumulation:
- Longevity Risk & Outliving Assets
- Withdrawals For Retirement Expenses
- Social Security Fairness Act Rules
- Required Minimum Distribution (RMD) Issues
- Social Security Retirement Benefit Issues
- Medicare Open Enrollment Decisions
- Social Security Benefit Reduction Rules
- Medicare Part B & Part D IRMAA Surcharge Rules
- Medicare Enrollment Penalty Rules
- Medicare Automatic Enrollment Rules
- Pre-Retirement Issues
- Social Security Benefit Rules For Spouses
- Required Minimum Distribution (RMD) & Required Beginning Date
(RBD) Rules
- Social Security Benefit Rules For Surviving Spouses
- Social Security Benefit Rules For Divorced Spouses
- Medicare Part A & Part B Eligibility Rules
- Social Security Disability Benefit Rules
Tax Planning:
- The OBBBA Important Issues
- The OBBBA Comparison Guide
- Taxation Guide To Withdrawals And Income Sources
- 1035 Exchange Issues
- 1031 Exchange Rules
- Tax Return Document Preparation
- AGI/MAGI Summary Guide
- Restricted Stock Units (RSU) Issues
- Harvesting Capital Gains Vs. Roth Conversions Decisions
- Estimated Federal Income Tax Payment Rules
- Pay Stub Review
- Incentive Stock Options (ISO) Issues
- Non-Qualified Stock Options (NQSO) Issues
- Employee Stock Purchase Plan (ESPP) Tax Rules
- What Is My Basis For This Gifted Property I Received?
- Step-Up In Basis Rules For Appreciated Property
- Qualified Business Income (QBI) & Retirement Plan Rules
- Investment Sale Tax Rules
- Net Unrealized Appreciation (NUA) Rules
- Tax Return Review (Retired)
- Tax Return Review (Still Working)
- Qualified Business Income (QBI) Deduction Rules
Insurance Planning:
- Common Long-Term Care (LTC) Products
- Common Life Insurance Policies
- Life Insurance Policy Review
- Purchasing Disability Insurance Issues
- Purchasing Life Insurance Issues
- Purchasing Long-Term Care Insurance Issues
- Health And Life Insurance Policy Issues
- Healthcare In Retirement Issues
- Property And Casualty Insurance Issues
- Early Retirement Health Insurance Marketplace Issues
Estate Planning & Charitable Giving:
- Qualified Charitable Distribution (QCD) Rules
- Considering A Trust
- Common Estate Plan Elements
- Common Charitable Giving Vehicles
- Common Deductible Charitable Gifts
- Creating An Estate Plan
- Reviewing Beneficiaries
- Donor Advised Fund (DAF) Decisions
- Estate Planning Documents Review
- Charitable Giving Strategy Review
- Closing The Estate
- Updating An Estate Plan
Cash Flow, Budgeting, And Debts:
- Common Home Equity Options
- Emergency Fund Issues
- Reverse Mortgage Issues
- Savings Allocation Decisions
- Debt Payoff Decisions
- Mortgage Payoff Decisions
- Unexpected Expense Issues
- Cash Flow Review
- Sudden Wealth Event Issues
- Mortgage Refinance Decisions
- Account Savings And Contributions Review
Important Life Events & Decisions:
- Home Sale Issues
- Children & Financial Independence Issues
- Leasing Vs Buying A Vehicle
- Moving Out Of State
- Children With Special Needs Issues
- Starting Out Financially
- Having (Or Adopting) A Child
- Home Purchase Issues
- Getting Married
- Death Of Spouse Issues
- Terminal Illness Issues
- Aging Parent Issues
- Divorce Issues
- Death Of Parent Issues
College Planning & Student Loans:
- 529-To-Roth IRA Transfer Rules
- Paying Off Student Loans Issues
- Student Loan Income Driven Repayment (IDR) Plan Eligibility
- College Funding Issues
- 529 Distribution Rules
New Laws:
- SECURE Act 2.0 Important Issues
Other:
- Identity Theft & Fraud Issues
- Documents To Keep On File