Services

• Emergency reserves

• Cash flow structuring

• Debt management

• Net worth statement

• Lines of credit

• Major purchase goals

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• Tax reduction

• Tax deferral

• Withholding review

• Tax diversification

• Qualified investments

• Non-qualified investments

• Effects of liquidation

• Filing status

• Business ownership

• Non-traditional ownership

• Asset location

• Insurance audit

• Life insurance

• Disability income insurance

• Long-term care insurance

• Property & casualty insurance

• Umbrella insurance

• Medical/health insurance

• Deductibles review

• Beneficiary designations

• Special needs situations

• Inforce management/review

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• Savings strategies

• Required minimum distributions

• Qualified plan management

• Medicare/Medigap

• Social Security

• Roth conversions

• Retirement income strategy

• Healthcare

• Sequence of returns risk

• Longevity risk

• Business value maximization

• Busienss Transition Planning

• Goals-based approach

• Education planning

• Asset allocation

• Options/restricted stock/nonqualified deferred compensation

• Ongoing investment fees

• Risk tolerance

• Tax implications/strategies

• Timeframes

• Diversification strategies

• Dollar-cost averaging

• Market timing issues

• Wills & Trusts

• Living documents

• Beneficiary designations

• Wealth transfer strategies

• Charitable planning

• Estate equalization

• Asset ownership

• Succession planning

• Special needs situations

• Minor children

• Generation skipping

• Estate liquidity